As of June 2025, the UK government has ended the series of fixed Cost of Living Payments that were previously issued to help households facing financial hardship, such as the £150 Disability Payment and the £301 Low-Income Payment. In place of these direct payments, the government has extended the Household Support Fund (HSF), which is now active from April 2025 through March 2026. This initiative provides financial assistance worth up to £425, depending on your local council’s budget and the criteria they set.
Eligibility for the Household Support Fund varies by local authority, but it generally targets vulnerable groups. Those who receive means-tested benefits such as Universal Credit, Pension Credit, Income Support, or income-based Jobseeker’s Allowance are likely to qualify. Additionally, pensioners, individuals with disabilities, and carers are often considered eligible. In some regions, councils have added requirements related to income thresholds and savings levels—for instance, one area specifies applicants must have less than £1,000 in savings to be considered. People experiencing financial hardship due to medical conditions or caregiving responsibilities may also be eligible for support under this scheme.
The application process and payment schedules for the HSF are managed by individual councils. The fund operates until March 2026, and applications are typically accepted on a rolling basis. In some areas, applications will be open until late February 2026. Once approved, payments are usually made within 20 days, although this can vary depending on the local authority. The type of support offered can differ as well; some councils provide direct cash payments, while others may issue supermarket vouchers or pay utility bills on the applicant’s behalf.
To apply for support through the Household Support Fund, individuals should visit their local council’s website or contact them directly to understand the specific eligibility rules and required documentation. Most councils offer online application portals, and some may allow applications over the phone or in person. It is important to act early, as funding is limited and often distributed on a first-come, first-served basis.
If you are unsure about your eligibility or need help with the application process, contacting local support organisations or Citizens Advice can be a helpful step. They can provide guidance tailored to your circumstances and help you navigate the process more effectively.
